The most common questions homeowners face with regards to insurance coverage for their homes is whether or not it covers chimney fires.
The narration in the video suggests individuals review the paperwork from their homeowner’s insurance policies to determine the extent of chimney damage. In reality, however, the majority of the time they are covered for ‘Acts of God’. This include hurricane, fire and tornado damage.
To answer any questions about chimneys and insurance for your home If you have any questions about chimneys and insurance, contact the insurance company. One of the questions you should ask is whether your insurance company requires chimney cleaning and how often it should be completed to be eligible for repairs for damage.
Insurance companies are able to require homeowners to clean their chimneys because a dirty chimney can cause an fire. If the homeowners haven’t carried out the chimney cleaning as mandatory, they won’t be able to be compensated.
The most effective solution for homeowners is to seek out the chimney cleaning service to sweep their chimney. A chimney cleaner will remove creosote and soot while ensuring the chimney’s safety. tnv3bayyom.